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Big Purchases to Avoid While Looking for a Home

In Buyers, Homeowners by Doug Phelps

It’s common advice, but if you are in the market looking for a home you want to be extra diligent when it comes to your finances and purchases. Specifically, you want to avoid anything that will lower your liquid asset value or alter your debt to income ratio.  Your upcoming home loan will be unfortunately impacted by any large purchase …

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A Happy Thanksgiving Message

In Who is Doug? by Doug Phelps

Happy Friday and day after Thanksgiving! I sincerely hope you and your loved ones had a wonderful Thanksgiving yesterday, and perhaps still celebrating today.  I have so much to be thankful for, this year and every year including all the new clients and friends I have met this year and have the privilege of helping them in their home buying …