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Big Purchases to Avoid While Looking for a Home

In Buyers, Homeowners by Doug Phelps

It’s common advice, but if you are in the market looking for a home you want to be extra diligent when it comes to your finances and purchases. Specifically, you want to avoid anything that will lower your liquid asset value or alter your debt to income ratio.  Your upcoming home loan will be unfortunately impacted by any large purchase …

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Y- Yips: Quelling nerves for a first time home buyer

In Buyers by Doug Phelps

Like stage fright or other anxiety-induced reaction, the yips are something that can negatively impact a golfer.   The yips is basically a slang term for anxiety and tension that a golfer may feel, especially when putting. This reveals itself in short, jerky, uncoordinated movements instead of a smooth stroke.   Anxiety can be a tough feeling to overcome in any aspect …