In short, buying down interest rates is when a buyer puts down more money upfront to reduce interest rates and the mortgage amount in total
Getting your home and yard ready for winter
As we all collectively lay back and finish digesting the big meal from the Thanksgiving holiday this week and enjoy our time with friends and family, we may be reflecting on the year we’re in as well as the pending new year ahead. Holiday season is officially upon us and hopefully many happy gatherings lay ahead which means a lot …
The 4 Types of Home Loans
Individual variances may impact which loan type is best for you and your situation. Below is a quick high-level breakdown of the 4 major loan types: conventional loans, FHA loans, VA loans or USDA loans
How can downsizing your home help you retire sooner?
Remember that downsizing a home is not the same as going back to renting so even when you downsize a home you’re still getting the same benefits as a homeowner.
Why buying a home is better than renting
There are so many great benefits to being a homeowner that include not just financial rewards but also psychological perks.
Your Guide to Halloween Events in Denver from Doug Phelps
Halloween starts the kick off for the holiday season and if you and your family are looking for something fun to do, I’ve compiled a list of activities in Denver.
Deed theft: Protect Yourself
In our digital world, scammers can steal your bank information and credit card number but a new kind of identity theft is leaving immense fear and damage in its path, called deed theft.
Is it harder to get a home loan now?
Yet another drawback of inflation and ever-rising interest rates is the possibility that it’s harder to qualify for a home loan. Just how much harder is it to get a home loan when interest rates change?
Make your home ADA compliant: 8 Helpful Tips
About 26% of all Americans have a disability so a home that is ADA accessible (compliant with the Americans with Disabilities Act of 1990) could be a hot commodity when you go to sell your home.
Live in an HOA community in Colorado? Get to Know HB22-1137
In quick summary, HB-22-1137 addresses policy changes regarding collections and compliance in regards to that practice.
10 Things to Consider When Investing in Rental Property
Thousands of people move to Colorado every year and rental property is a great investment. Those looking for property to rent in the Denver metro area may be looking on either a short-term or long-term basis
17 Costly Mistakes New Homeowners Make
Here are 17 common mistakes new homeowners often make and that you should NEVER do to your home under any circumstances.
Part 1: The Pros and Cons of Living on a Golf Course
Golf is one of the most popular sports played today and if you are an avid player the thought of living on a golf course must have crossed your mind? Imagine waking up every morning and having all the amenities on your doorstep! Living on a golf course sounds very appealing to those who love the game. It may signify …
6 Ways to Make Your Yard & Home a Bug-Free Zone
However, a constant swarm of insects that invade your patio and home are probably not on the guest list for your backyard party. Be the home on the block that bugs run from.
Is the Denver real estate market cooling down?
Spoiler: the Denver housing market is still hot, and likely will be for the foreseeable future, because inventory of houses is lower than the number of buyers who are looking to purchase.
Creating the Perfect Home Office Space
Some homes are perfect for a home office, while others lack space and send their owners seeking new homes that are better for working at home.
Big Purchases to Avoid While Looking for a Home
It’s common advice, but if you are in the market looking for a home you want to be extra diligent when it comes to your finances and purchases. Specifically, you want to avoid anything that will lower your liquid asset value or alter your debt to income ratio. Your upcoming home loan will be unfortunately impacted by any large purchase …
Why I Work on Referrals
In this hot Denver real estate market, I like to be able to provide key insights for my clients so we can make the best decision for them.
7 Things You Don’t Know About Golf Course Living
Golf course living provides a great community and lifestyle that offers fun amenities, beautiful homes, manicured lawns and all the golf an avid player could ever want to play.
Live in the Payment, Not the Price
Living in the payment also means that you can comfortably pay your mortgage and maybe even add on additional principal by doing a refinance over time.