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Home Title Scams 101

In Buyers, Homeowners, Sellers by Doug Phelps

When a title scam happens, it’s not as if the scammer would start living in the home, but instead things like a fraudulent refinance can happen and the scammer can borrow money against your home without your knowledge.

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What does the new LLPA structure mean for me?

In Buyers, Homeowners, Sellers by Doug Phelps

Last week, we started talking about credit in general and the new LLPA (Loan Level Price Adjustment) structure. This week, we’re going to dig more into what the LLPA is and what the new changes enforced by Fannie Mae and Freddie mac mean for the average homebuyer. The new LLPA structure will be in full force May 1st and will …

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The 4 Types of Home Loans

In Buyers, Homeowners by Doug Phelps

Individual variances may impact which loan type is best for you and your situation. Below is a quick high-level breakdown of the 4 major loan types: conventional loans, FHA loans, VA loans or USDA loans