The Colorado real estate market is in high demand with low inventory, fast moving and complex when negotiating. So if you’re thinking about selling your home, don’t do it alone!
5 Benefits to Buying a Home – Even In An Uncertain Market
Certainly, hot button topics like current market conditions, the economy, home prices and available inventory impact a buyer’s ability to navigate an uncertain market. It can be a lot to take in and the media likes to inflame these areas and create fear.
What does the new LLPA structure mean for me?
Last week, we started talking about credit in general and the new LLPA (Loan Level Price Adjustment) structure. This week, we’re going to dig more into what the LLPA is and what the new changes enforced by Fannie Mae and Freddie mac mean for the average homebuyer. The new LLPA structure will be in full force May 1st and will …
Does Credit Score Matter When Buying a Home?
Whether you are a first-time buyer, experienced home buyer or someone who wants to buy multiple rental properties, the subject of your credit score will come up. You may also hear this referred to as your FICO score.
Should I sell my home before buying another?
Assuming that we’re only speaking about primary residence homes and not rental property or vacation homes, here are some factors you should consider:
Welcome to Colorado: A Client Success Story
The greatest joy I get in doing real estate as a profession is the impact I can make in helping families move from a life they have to a life they dream about. This is even more delightful when a past client refers me to a work colleague relocating from out of state to the Denver area.
Month-End Recap: Denver Real Estate January 2023
Overall: As expected, now that holidays have passed and most folks are back to business as usual showings are up, contract submittals are up and days on market are coming down.
What’s going on with interest rates in 2023?
Simply, interest rates influence how much a mortgage is both in a lifetime and a monthly payment. In the last few weeks of January 2023, we’ve seen interest rates hover around the upper-5% to lower-6% range for a 30-year fixed rate mortgage
2023 Housing Trends for Buyers, Sellers and More in Denver, Part 2
Last week, in part 1 of this series, we talked about 2022 market recap and buyer trends we’ll likely see in 2023. This week, we’ll continue by talking about seller trends and hot topics to keep in mind for this new year. Remember, CHR CEO Matt Hudson estimates a strong year overall for 2023 and says sellers will have a …
2023 Housing Trends for Buyers, Sellers and More in Denver, Part 1
We believe Colorado real estate will be strong in 2023, most likely experiencing a 2-5% appreciation in the first half of the year. Inventory will remain relatively low as a result of current homeowners’ reluctance to give up their existing low-rate mortgage
Pros and cons of buying down an interest rate
In short, buying down interest rates is when a buyer puts down more money upfront to reduce interest rates and the mortgage amount in total
The 4 Types of Home Loans
Individual variances may impact which loan type is best for you and your situation. Below is a quick high-level breakdown of the 4 major loan types: conventional loans, FHA loans, VA loans or USDA loans
How can downsizing your home help you retire sooner?
Remember that downsizing a home is not the same as going back to renting so even when you downsize a home you’re still getting the same benefits as a homeowner.
Why buying a home is better than renting
There are so many great benefits to being a homeowner that include not just financial rewards but also psychological perks.
Why your second home should be on a golf course
Many families and individuals like expanding their financial portfolio with real estate: namely rental property or a second home. For those looking for a second home, you should consider looking at a golf course home.
Is it harder to get a home loan now?
Yet another drawback of inflation and ever-rising interest rates is the possibility that it’s harder to qualify for a home loan. Just how much harder is it to get a home loan when interest rates change?
Make your home ADA compliant: 8 Helpful Tips
About 26% of all Americans have a disability so a home that is ADA accessible (compliant with the Americans with Disabilities Act of 1990) could be a hot commodity when you go to sell your home.
Live in an HOA community in Colorado? Get to Know HB22-1137
In quick summary, HB-22-1137 addresses policy changes regarding collections and compliance in regards to that practice.
10 Things to Consider When Investing in Rental Property
Thousands of people move to Colorado every year and rental property is a great investment. Those looking for property to rent in the Denver metro area may be looking on either a short-term or long-term basis
17 Costly Mistakes New Homeowners Make
Here are 17 common mistakes new homeowners often make and that you should NEVER do to your home under any circumstances.